Data Furnishing

Data Furnishing helps customers build credit by reporting their credit history.

Our RESTful JSON APIs are based on Metro 2 and are engineered for seamless integration and streamlined operation, catering specifically to developers and technical professionals. It leverages industry-standard REST principles and JSON formatting, ensuring compatibility and ease of use across various programming environments.

The Data Furnishing APIs are built around three primary resources:

  1. Consumers: Manages consumer profiles, including personal details such as name, address, and optionally, the employer.
  2. Accounts: Pertains to specific account information associated with a consumer, detailing account types, numbers, and payment terms.
  3. Consumer Reports: Involves the submission of payment history and status for each account, including account status, payment transactions, and any pertinent comments.

Data furnishing involves submitting information about consumers, their accounts, and payment reports to maintain up-to-date records. This process is crucial for various financial services and credit reporting activities. Below, we break down the process into manageable steps, ensuring a smooth data submission workflow.

To begin data furnishing, start by creating consumer profiles. Each consumer is identified by unique information like name, address, and potentially their employer.API Reference >
With consumers created, the next step is to add account details for each consumer. This step involves specifying the account type, account number, and the payment terms associated with that account.API Reference >
Finally, furnish payment data for each account by generating consumer reports. This involves reporting the account status, documenting payments, and adding any relevant comments regarding the account's standing.API Reference >