Successful Credit Report Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "headerRecord": [
- {
- "reportDate": "string",
- "reportTime": "string",
- "preamble": "string",
- "versionNo": "string",
- "mKeywordLength": "string",
- "mKeywordText": "string",
- "y2kReportedDate": "string",
- "inquiringSubcode": "string",
- "reportCode": "string",
- "applicationCode": "string"
}
], - "addressInformation": [
- {
- "censusGeoCode": "string",
- "city": "string",
- "countyCode": "string",
- "dwellingType": "string",
- "firstReportedDate": "string",
- "lastReportingSubscriberCode": "string",
- "lastUpdatedDate": "string",
- "msaCode": "string",
- "source": "string",
- "state": "string",
- "stateCode": "string",
- "streetName": "string",
- "streetPrefix": "string",
- "streetSuffix": "string",
- "timesReported": "string",
- "unitId": "string",
- "unitType": "string",
- "zipCode": "string"
}
], - "consumerAssistanceReferralAddress": {
- "cityStateZip": "string",
- "officeName": "string",
- "phone": "string",
- "poBox": "string",
- "streetName": "string"
}, - "consumerIdentity": {
- "dob": {
- "day": "string",
- "month": "string",
- "year": "string"
}, - "name": [
- {
- "firstName": "string",
- "generationCode": "string",
- "middleName": "string",
- "secondSurname": "string",
- "surname": "string",
- "type": "string"
}
], - "phone": [
- {
- "number": "string",
- "source": "string",
- "type": "string"
}
]
}, - "directCheck": [
- {
- "subscriberAddress": "string",
- "subscriberCity": "string",
- "subscriberCode": "string",
- "subscriberName": "string",
- "subscriberPhone": "string",
- "subscriberState": "string",
- "subscriberZipCode": "string"
}
], - "employmentInformation": [
- {
- "addressExtraLine": "string",
- "addressFirstLine": "string",
- "addressSecondLine": "string",
- "firstReportedDate": "string",
- "lastUpdatedDate": "string",
- "name": "string",
- "source": "string",
- "zipCode": "string"
}
], - "fraudShield": [
- {
- "addressCount": "string",
- "addressDate": "string",
- "addressErrorCode": "string",
- "dateOfBirth": "string",
- "dateOfDeath": "string",
- "fraudShieldIndicators": {
- "indicator": [
- "string"
]
}, - "sic": "string",
- "socialCount": "string",
- "socialDate": "string",
- "socialErrorCode": "string",
- "ssnFirstPossibleIssuanceYear": "string",
- "ssnLastPossibleIssuanceYear": "string",
- "text": "string",
- "type": "string"
}
], - "informationalMessage": [
- {
- "messageNumber": "string",
- "messageNumberDetailed": "string",
- "messageText": "string"
}
], - "inquiry": [
- {
- "amount": "string",
- "date": "string",
- "kob": "string",
- "subscriberCode": "string",
- "subscriberName": "string",
- "terms": "string",
- "type": "string"
}
], - "mla": {
- "messageNumber": "string",
- "messageText": "string"
}, - "ofac": {
- "messageNumber": "string",
- "messageText": "string"
}, - "summaries": [
- {
- "summaryType": "string",
- "attributes": [
- {
- "id": "string",
- "value": "string"
}
]
}
], - "publicRecord": [
- {
- "adjustmentPercent": "string",
- "amount": "string",
- "bankruptcyAssetAmount": "string",
- "bankruptcyVoluntaryIndicator": "string",
- "bookPageSequence": "string",
- "consumerComment": "string",
- "courtCode": "string",
- "courtName": "string",
- "disputeFlag": "string",
- "ecoa": "string",
- "evaluation": "string",
- "filingDate": "string",
- "plaintiffName": "string",
- "referenceNumber": "string",
- "repaymentPercent": "string",
- "status": "string",
- "statusDate": "string"
}
], - "riskModel": [
- {
- "evaluation": "string",
- "grade": "string",
- "modelIndicator": "string",
- "score": "string",
- "scoreFactors": [
- {
- "importance": "string",
- "code": "string"
}
], - "scorePercentile": "string"
}
], - "ssn": [
- {
- "number": "string",
- "ssnIndicators": "string",
- "variationIndicator": "string"
}
], - "statement": [
- {
- "dateReported": "string",
- "statementText": "string",
- "type": "string"
}
], - "tradeline": [
- {
- "accountNumber": "string",
- "accountType": "string",
- "amount1": "string",
- "amount1Qualifier": "string",
- "amount2": "string",
- "amount2Qualifier": "string",
- "amountBalloonPayment": "string",
- "amountPastDue": "string",
- "balanceAmount": "string",
- "balanceDate": "string",
- "bankruptcyChapterNumber": "string",
- "consumerComment": "string",
- "consumerDisputeFlag": "string",
- "datePaymentDue": "string",
- "delinquencies30Days": "string",
- "delinquencies60Days": "string",
- "delinquencies90to180Days": "string",
- "derogCounter": "string",
- "ecoa": "string",
- "enhancedPaymentData": {
- "actualPaymentAmount": "string",
- "chargeoffAmount": "string",
- "ciiCode": "string",
- "complianceCondition": "string",
- "creditLimitAmount": "string",
- "enhancedAccountCondition": "string",
- "enhancedAccountType": "string",
- "enhancedPaymentHistory84": "string",
- "enhancedPaymentStatus": "string",
- "enhancedSpecialComment": "string",
- "enhancedTerms": "string",
- "enhancedTermsFrequency": "string",
- "firstDelinquencyDate": "string",
- "highBalanceAmount": "string",
- "maxDelinquencyCode": "string",
- "mortgageId": "string",
- "originalCreditorClassificationCode": "string",
- "originalLoanAmount": "string",
- "paymentLevelDate": "string",
- "purchasedPortfolioFromName": "string",
- "secondDelinquencyDate": "string",
- "secondaryAgencyCode": "string",
- "secondaryAgencyId": "string",
- "specialPaymentAmount": "string",
- "specialPaymentCode": "string",
- "specialPaymentDate": "string"
}, - "evaluation": "string",
- "kob": "string",
- "lastPaymentDate": "string",
- "maxDelinquencyDate": "string",
- "monthlyPaymentAmount": "string",
- "monthlyPaymentType": "string",
- "monthsHistory": "string",
- "openDate": "string",
- "openOrClosed": "string",
- "originalCreditorName": "string",
- "paymentHistory": "string",
- "revolvingOrInstallment": "string",
- "soldToName": "string",
- "specialComment": "string",
- "status": "string",
- "statusDate": "string",
- "subscriberCode": "string",
- "subscriberName": "string",
- "terms": "string",
- "trendedTrades": [
- {
- "monthNumber": "string",
- "balanceAmount": "string",
- "originalLoanAmountOrLimit": "string",
- "scheduledPaymentAmount": "string",
- "actualPaymentAmount": "string",
- "lastPaymentDate": "string"
}
]
}
], - "uniqueConsumerIdentifier": {
- "value": "string",
- "verificationIndicator": "string"
}, - "covidSpotlightAttributes": [
- {
- "modelTypeIndicator": "string",
- "covidAttributes": [
- {
- "modelTypeName": "string",
- "variableName": "string",
- "signofAttribute": "string",
- "attributeValue": "string"
}
]
}
], - "fcraAttributes": [
- {
- "modelTypeIndicator": "string",
- "variableName": "string",
- "signofAttribute": "string",
- "attributeValue": "string"
}
], - "staggAttributes": {
- "message": "string",
- "modelAttributes": [
- {
- "modelTypeIndicator": "string",
- "variableName": "string",
- "signofAttribute": "string",
- "attributeValue": "string"
}
]
}, - "endTotals": [
- {
- "totalSegments": "string",
- "totalLength": "string"
}
], - "clarityAttributes": { },
- "incomeAndEmploymentReport": { },
- "machineLearningAttributes": [
- {
- "modelIndicator": "string",
- "modelType": "string",
- "score": "string",
- "scoreFactors": [
- {
- "importance": "string",
- "code": "string"
}
], - "scorePercentile": "string",
- "attributes": [
- {
- "id": "string",
- "value": "string"
}
]
}
], - "customData": {
- "summaries": {
- "tradeSummary": {
- "mortgageTradesCount": "string",
- "mortgageBalanceTotal": "string",
- "mortgageHighCreditTotal": "string",
- "mortgagePaymentsTotal": "string",
- "mortgagePastDueTotal": "string",
- "autoTradesCount": "string",
- "autoBalanceTotal": "string",
- "autoHighCreditTotal": "string",
- "autoPaymentsTotal": "string",
- "autoPastDueTotal": "string",
- "educationTradesCount": "string",
- "educationBalanceTotal": "string",
- "educationHighCreditTotal": "string",
- "educationPaymentsTotal": "string",
- "educationPastDueTotal": "string",
- "openTradesCount": "string",
- "openBalanceTotal": "string",
- "openHighCreditTotal": "string",
- "openPaymentsTotal": "string",
- "openPastDueTotal": "string",
- "revolvingTradesCount": "string",
- "revolvingBalanceTotal": "string",
- "revolvingHighCreditTotal": "string",
- "revolvingPaymentsTotal": "string",
- "revolvingPastDueTotal": "string",
- "otherTradesCount": "string",
- "otherBalanceTotal": "string",
- "otherHighCreditTotal": "string",
- "otherPaymentsTotal": "string",
- "otherPastDueTotal": "string",
- "otherInstallmentTradesCount": "string",
- "otherInstallmentBalanceTotal": "string",
- "otherInstallmentHighCreditTotal": "string",
- "otherInstallmentPaymentsTotal": "string",
- "otherInstallmentPastDueTotal": "string",
- "tradesCount": "string",
- "balanceTotal": "string",
- "highCreditTotal": "string",
- "paymentsTotal": "string",
- "pastDueTotal": "string",
- "securedDebtTotal": "string",
- "unsecuredDebtTotal": "string",
- "oldestTradeline": "string",
- "revolvingCreditUtilization": "string",
- "totalDebtHighCreditRatio": "string"
}, - "derogatorySummary": {
- "chargeOffsCount": "string",
- "collectionsCount": "string",
- "bankruptciesCount": "string",
- "publicRecordsCount": "string",
- "get_30DayLates": "string",
- "get_60DayLates": "string",
- "get_90DayLates": "string",
- "inquiriesCount": "string",
- "mostRecentLateDate": "string",
- "disputesCount": "string",
- "otherCount": "string"
}
}
}
}
This endpoint orders a PDF credit report based on the config value and RequestID value provided in the URL.
OK
Experian's Precise ID combines a wide range of fraud-fighting and identity authentication tools that utilize industry-leading data sources to provide an accurate picture of each applicant. It also provides analytics that produce actionable fraud scores for application fraud, identity screening and first payment default (FPD). Fraud scores quickly and accurately assess the level of fraud risk through underlying validation and verification score elements to ensure a consumer’s identity. A single inquiry accesses cross-industry shared application data, credit records, demographic and publicly available data.
Successful Cross Core 2 One-Time Passcode (no options) Response
{- "firstName": "string",
- "lastName": "string",
- "middleName": "string",
- "nameSuffix": "string",
- "dob": "2019-08-24",
- "ssn": "string",
- "pobox": "string",
- "street1": "string",
- "street2": "string",
- "city": "string",
- "state": "st",
- "zip": "strin",
- "phone": "stringstri",
- "email": "string"
}
{- "initialDecision": "string",
- "finalDecision": "string",
- "preciseIDScore": 0,
- "preciseMatchScore": 0,
- "validationScore": 0,
- "verificationScore": 0,
- "fpdScore": 0,
- "kbaScore": 0,
- "sessionId": "string",
- "oneTimePasscode": "string",
- "oneTimePasscodeSent": true,
- "oneTimePasscodeMatch": true,
- "reasons": [
- {
- "value": "string",
- "code": "string"
}
], - "ofacValue": "string",
- "ofacCount": 0,
- "questions": [
- {
- "question": "string",
- "choices": [
- "string"
]
}
]
}
Experian's Precise ID is available with Multi-Factor Authentication which provides an additional method to authenticate customers using a one-time passcode sent to a customer's mobile or landline phone via SMS or Voice.
Successful Cross Core 2 One-Time Passcode with options Response
{- "AuthURL": "string",
- "Timestamp": "2019-08-24T14:15:22Z",
- "DeliveryType": "0",
- "Language": "0",
- "Passcode": 0,
- "Status": "0"
}
{- "initialDecision": "string",
- "finalDecision": "string",
- "preciseIDScore": 0,
- "preciseMatchScore": 0,
- "validationScore": 0,
- "verificationScore": 0,
- "fpdScore": 0,
- "kbaScore": 0,
- "sessionId": "string",
- "oneTimePasscode": "string",
- "oneTimePasscodeSent": true,
- "oneTimePasscodeMatch": true,
- "reasons": [
- {
- "value": "string",
- "code": "string"
}
], - "ofacValue": "string",
- "ofacCount": 0,
- "questions": [
- {
- "question": "string",
- "choices": [
- "string"
]
}
]
}
Experian's Precise ID is available with Knowledge IQ, a knowledge-based authentication (KBA) feature designed to authenticate the identity of a consumer through a question-response session. This feature provides multiple- choice questions where only a true consumer knows the correct answers. It streamlines the customer experience by using progressive questions for faster authentication without interrupting the current application process. Through application settings, clients may configure the system to automatically generate questions based on the Precise ID score or allow examination of data returned (i.e., scores, results codes) before deciding if question generation is necessary.
Successful Cross Core 2 Knowledge IQ (with options) Response
{- "riskStrategyNumber": "string",
- "languageCode": "string",
- "championChallengerRandomNumber": 0,
- "outWalletQuestionsRequest": "string",
- "sessionId": "string",
- "answers": {
- "outWalletAnswer1": "string",
- "outWalletAnswer2": "string",
- "outWalletAnswer3": "string",
- "outWalletAnswer4": "string",
- "outWalletAnswer5": "string",
- "outWalletAnswer6": "string",
- "outWalletAnswer7": "string",
- "outWalletAnswer8": "string"
}, - "userDefinedNumerics": {
- "userDefinedNumeric1": 0,
- "userDefinedNumeric2": 0,
- "userDefinedNumeric3": 0,
- "userDefinedNumeric4": 0
}, - "userDefinedTexts": {
- "userDefinedText1": "string",
- "userDefinedText2": "string",
- "userDefinedText3": "string",
- "userDefinedText4": "string"
}, - "userDefinedDates": {
- "userDefinedDate1": "string",
- "userDefinedDate2": "string"
}
}
{- "initialDecision": "string",
- "finalDecision": "string",
- "preciseIDScore": 0,
- "preciseMatchScore": 0,
- "validationScore": 0,
- "verificationScore": 0,
- "fpdScore": 0,
- "kbaScore": 0,
- "sessionId": "string",
- "oneTimePasscode": "string",
- "oneTimePasscodeSent": true,
- "oneTimePasscodeMatch": true,
- "reasons": [
- {
- "value": "string",
- "code": "string"
}
], - "ofacValue": "string",
- "ofacCount": 0,
- "questions": [
- {
- "question": "string",
- "choices": [
- "string"
]
}
]
}
Experian's Reverse Phone Append allows you to validate phone data and return different types of client information linked to a phone number, such as: name, postal address, phone type and status, and location. It enables a single customer view through automation and custom workflows, without the data architecture. It enables organizations to efficiently identify their consumers — who they are and how to reach them — and results in streamlined processes to nurture and grow a customer base.
Experian's Reverse Phone Append allows you to validate phone data and return different types of client information linked to a phone number, such as: name, postal address, phone type and status, and location. It enables a single customer view through automation and custom workflows, without the data architecture. It enables organizations to efficiently identify their consumers — who they are and how to reach them — and results in streamlined processes to nurture and grow a customer base.
Successs
{- "number": "9167654295"
}
{- "error": {
- "type": {
- "present": true
}, - "title": {
- "present": true
}, - "detail": {
- "present": true
}, - "instance": {
- "present": true
}
}, - "result": {
- "number": {
- "present": true
}, - "confidence": "Verified",
- "first_name": {
- "present": true
}, - "middle_name": {
- "present": true
}, - "last_name": {
- "present": true
}, - "address": {
- "address_line1": {
- "present": true
}, - "address_line2": {
- "present": true
}, - "city": {
- "present": true
}, - "state": {
- "present": true
}, - "zip5": {
- "present": true
}, - "zip4": {
- "present": true
}, - "confidence": "Verified"
}
}, - "metadata": {
- "phone_detail": {
- "input_phone_type": "Landline"
}
}
}
Experian's BusinessIQ Premier Profile combines credit risk, fraud checks and company background into a single report to ensure a thorough business review that facilitates better decision making. It provides “quick glimpse” views and comprehensive details related to business payment performance, public record history and background information so you can quickly and precisely determine the creditworthiness of a business.
Successful Experian Business Search Response
Sample 1
{- "name": "GODWIN PUMPS OF AMERICA, INC",
- "city": "BRIDGEPORT",
- "state": "NJ"
}
{- "auth": true,
- "detail": { },
- "result": "string",
- "Business Search": "string",
- "data": [
- {
- "bin": "string",
- "reliabilityCode": 0,
- "businessName": "string",
- "phone": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "numberOfTradelines": 0,
- "financialStatementIndicator": true,
- "keyFactsIndicator": true,
- "inquiryIndicator": true,
- "bankDataIndicator": true,
- "governmentDataIndicator": true,
- "executiveSummaryIndicator": true,
- "uccIndicator": true,
- "matchingNameAndAddress": {
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}
}, - "businessGeocode": {
- "latitudeLongitudeLevel": "string",
- "latitude": 0,
- "longitude": 0,
- "msaCode": "string",
- "censusBlkGrpCode": "string",
- "censusTractCode": "string",
- "cottageIndicator": true,
- "congressionalDistrictCode": "string",
- "dateLastReported": "string"
}
}
]
}
Intelliscore Plus is Experian’s newest, most effective business scoring model to-date. Taking cues from the information entered on an inquiry, Intelliscore Plus returns either a commercial score or a blended commercial/consumer score. Both scores are highly predictive, but for small businesses, blended data has proven the most predictive in the industry. Intelliscore Plus combines information from sources including companies that report actual trade payment experiences, public records and collection records. More than 7 million records were used to build the Intelliscore Plus model, and more than 800 commercial and consumer data elements were utilized to develop the scoring algorithms.
The Intelliscore Plus model uses sophisticated statistical techniques to predict the likelihood that a business’s payment performance will become seriously delinquent, defined as 90-plus days beyond terms within the next 12 months or that the business will go bankrupt.
Successful Intelliscore Response
Sample 1
{- "bin": "963129279"
}
{- "auth": true,
- "detail": { },
- "result": "string",
- "intelliscore": "string",
- "data": {
- "businessNameAndAddress": [
- {
- "bin": "string",
- "businessName": "string",
- "profileDate": "string",
- "profileTime": "string",
- "fileEstablishDate": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "phone": "string",
- "sic": {
- "code": "string",
- "definition": "string"
}, - "matchingNameAndAddress": {
- "businessName": "string",
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "customerDisputeIndicator": "string"
}
}
], - "intelliscoreScoreInformation": [
- {
- "publiclyHeldCompany": {
- "code": "string",
- "definition": "string"
}, - "limitedProfile": {
- "code": "string",
- "definition": "string"
}, - "scoreInfo": {
- "score": 0,
- "scoreSign": "string"
}, - "profileNumber": "string",
- "modelInformation": {
- "modelCode": "string",
- "modelTitle": "string",
- "customModelCode": "string"
}, - "probability": {
- "amount": "string",
- "text": "string"
}, - "action": "string",
- "riskClass": "string",
- "customerDisputeStatement": {
- "code": "string",
- "definition": "string"
}, - "percentileRanking": 0
}
], - "intelliscoreFactors": [
- {
- "scoreFactor": {
- "code": "string",
- "definition": "string"
}, - "modelCode": "string"
}
], - "customHeader": {
- "code": "string",
- "definition": "string"
}, - "customFooter": {
- "code": "string",
- "definition": "string"
}, - "executiveElements": {
- "bankruptcyCount": 0,
- "earliestBankruptcyDate": "string",
- "mostRecentBankruptcyDate": "string",
- "taxLienCount": 0,
- "earliestTaxLienDate": "string",
- "mostRecentTaxLienDate": "string",
- "judgmentCount": 0,
- "earliestJudgmentDate": "string",
- "mostRecentJudgmentDate": "string",
- "collectionCount": 0,
- "legalBalance": 0,
- "uccFilings": 0,
- "uccDerogatoryCount": 0,
- "currentAccountBalance": 0,
- "currentTradelineCount": 0,
- "monthlyAverageDbt": 0,
- "highestDbt6Months": 0,
- "highestDbt5Quarters": 0,
- "activeTradelineCount": 0,
- "allTradelineBalance": 0,
- "allTradelineCount": 0,
- "averageBalance5Quarters": 0,
- "singleLineHighCredit": 0,
- "lowBalance6Months": 0,
- "highBalance6Months": 0,
- "earliestCollectionDate": "string",
- "mostRecentCollectionDate": "string",
- "currentDbt": 0,
- "taxId": "string",
- "earliestUccDate": "string",
- "mostRecentUccDate": "string",
- "bankruptcyIndicator": true,
- "judgmentIndicator": true,
- "taxLienIndicator": true,
- "inquiriesPrevious9Months": 0,
- "lienBalance": 0,
- "judgmentBalance": 0,
- "yearOfIncorporation": "string"
}, - "consumerStatement": {
- "type": {
- "code": "string",
- "definition": "string"
}, - "dateReported": "string",
- "text": "string"
}
}
}
Experian commercial aggregates, or BizAggs, represent over 400 unique data attributes that represent the building blocks of commercial credit. The standard BizAggs include aggregates based on tradlines, bankruptcies, liens, judgments, UCC filings, collections firmographics, and inquiries against the business. The BizAggs API allows for real-time access to the BizAggs via RESTful API, allowing you to power custom models and make decisions in an instant.
Successful Business Aggregates Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "bin": "string",
- "comments": "string",
- "results": {
- "ATC039": 0,
- "CTB019": 0,
- "JDC008": 0,
- "NTB019": 0,
- "NTC032": 0,
- "OTB001": 0,
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}
}
The Bankruptcies API can return both a summary level view of business bankruptcies and also details on each bankruptcy on file for a business, including Chapter 7, 11, and 13 bankruptcies. New bankruptcy filings are added to the Experian database within 24 hours, and bankruptcies remain on Experian's file for 9 years and 9 months.
Successful Business Bankruptcies Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "bankruptcySummary": {
- "bankruptcyIndicator": true,
- "bankruptcyCount": 0
}, - "bankruptcyDetail": [
- {
- "dateFiled": "string",
- "legalType": "string",
- "legalAction": "string",
- "documentNumber": "string",
- "filingLocation": "string",
- "owner": "string",
- "customerDisputeIndicator": true,
- "liabilityAmount": 0,
- "assetAmount": 0,
- "exemptAmount": 0
}
], - "bankruptcyIndicator": true
}
}
Experian's commercial collections database is the largest in the industry and contains information contributed by collection agencies to Experian. The Collections API returns both summary and detailed information of collections activity on file for the business. Collections activity remains on Experian's file for up to 6 years.
Successful Business Collections Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "collectionsSummary": {
- "collectionCount": 0,
- "collectionBalance": 0
}, - "collectionsDetail": [
- {
- "accountStatus": "string",
- "datePlacedForCollection": "string",
- "dateClosed": "string",
- "amountPlacedForCollection": 0,
- "amountPaid": 0,
- "collectionAgencyInfo": {
- "name": "string",
- "phoneNumber": "string"
}
}
], - "collectionsIndicator": true
}
}
The Business Compliance Insight API is used for know-your-customer (KYC) investigations to learn more about the business, who runs it, and who they are affiliated with.
Successful Business Compliance Insight Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "businessHeader": {
- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "phone": "string",
- "taxId": "string",
- "websiteUrl": "string",
- "legalBusinessName": "string",
- "dbaNames": [
- "string"
], - "customerDisputeIndicator": true,
- "foreignCountry": true,
- "corporateLinkageIndicator": true,
- "matchingBranchAddress": {
- "bin": "string",
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "branchLocation": {
- "bin": "string",
- "locationId": "string"
}
}, - "businessFacts": {
- "sicCodes": [
- {
- "code": "string",
- "definition": "string"
}
], - "naicsCodes": [
- {
- "code": "string",
- "definition": "string"
}
], - "publicIndicator": true,
- "tickerSymbol": "string",
- "stockExchange": "string",
- "nonProfitIndicator": true,
- "yearsOnFile": 0,
- "stateOfIncorporation": "string",
- "dateOfIncorporation": "string",
- "businessType": "string",
- "employeeSize": 0,
- "employeeSizeCode": "string",
- "salesRevenue": 0,
- "salesSizeCode": "string",
- "fortune1000": {
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- "rank": 0
}, - "corporateLinkageType": "string",
- "executiveInformation": [
- {
- "firstName": "string",
- "middleName": "string",
- "lastName": "string",
- "title": "string"
}
]
}, - "businessContacts": {
- "individualOwnersAndPrincipals": [
- {
- "dateReported": "string",
- "currentOwnerIndicator": true,
- "firstName": "string",
- "middleName": "string",
- "lastName": "string",
- "generationCode": "string",
- "emailAddress": "string",
- "ownerIsGuarantorIndicator": true,
- "address": {
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- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "percentOfFinancialObligation": 0,
- "nameAddressChangeIndicator": true
}
], - "companyOwnersAndPrincipals": [
- {
- "dateReported": "string",
- "currentOwnerIndicator": true,
- "businessName": "string",
- "taxId": "string",
- "taxIdType": {
- "code": "string",
- "definition": "string"
}, - "address": {
- "street": "string",
- "city": "string",
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- "zip": "string",
- "zipExtension": "string"
}, - "phone": "string",
- "percentOfFinancialObligation": 0,
- "nameAddressChangeIndicator": true,
- "ownerIsGuarantorIndicator": true
}
], - "contactsAndTitles": [
- {
- "sequenceNumber": 0,
- "cid": "string",
- "title": "string",
- "contactActivityIndicator": true,
- "contactSupplier": "string",
- "firstName": "string",
- "middleName": "string",
- "lastName": "string"
}
], - "contactsBusinessAffiliations": [
- {
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- "contactActivityIndicator": true,
- "contactSupplier": "string",
- "firstName": "string",
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- "zipExtension": "string"
}
}
]
}, - "corporateRegistration": {
- "stateOfOrigin": "string",
- "legalName": "string",
- "charterNumber": "string",
- "originalFilingDate": "string",
- "recentFilingDate": "string",
- "incorporatedDate": "string",
- "businessType": "string",
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- "statusDescription": "string",
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- "existenceTermYears": 0,
- "existenceTermDate": "string",
- "federalTaxId": "string",
- "stateTaxId": "string",
- "domesticForeignIndicator": "string",
- "agentName": "string",
- "agentAddress": {
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- "city": "string",
- "state": "string",
- "zip": "string"
}, - "corporateRegistrationIndicator": true
}, - "bankruptcySummary": {
- "bankruptcyIndicator": true,
- "bankruptcyCount": 0
}, - "bankruptcyDetail": [
- {
- "dateFiled": "string",
- "legalType": "string",
- "legalAction": "string",
- "documentNumber": "string",
- "filingLocation": "string",
- "owner": "string",
- "customerDisputeIndicator": true,
- "liabilityAmount": 0,
- "assetAmount": 0,
- "exemptAmount": 0
}
], - "corporateLinkagePartial": [
- {
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- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "country": "string"
}, - "matchingBusinessIndicator": true,
- "returnLimitExceeded": true
}
], - "corporateLinkageFull": [
- {
- "corporateLinkageType": "string",
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- "businessName": "string",
- "address": {
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- "city": "string",
- "state": "string",
- "country": "string"
}, - "ultimateBin": "string",
- "parentBin": "string",
- "ultimateParentIndicator": true,
- "parentIndicator": true,
- "subsidiaryIndicator": true,
- "linkageLevel": 0,
- "branchIndicator": true,
- "activityIndicator": true,
- "commercialRiskClass": "string"
}
], - "fsrScore": {
- "modelCode": "string",
- "modelTitle": "string",
- "score": 0,
- "percentileRanking": 0,
- "recommendedCreditLimitAmount": 0,
- "riskClass": {
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}
}, - "judgmentSummary": {
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- "judgmentBalance": 0
}, - "judgmentDetail": [
- {
- "dateFiled": "2019-08-24",
- "legalType": "string",
- "legalAction": "string",
- "documentNumber": "string",
- "filingLocation": "string",
- "owner": "string",
- "liabilityAmount": 0,
- "plaintiffName": "string",
- "customerDisputeIndicator": true
}
], - "lienSummary": {
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- "lienBalance": 0
}, - "lienDetail": [
- {
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- "customerDisputeIndicator": true,
- "taxLienDescription": "string"
}
], - "commercialFraudShieldSummary": {
- "matchingBusinessIndicator": "string",
- "activeBusinessIndicator": true,
- "ofacMatchWarning": {
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- "definition": "string",
- "detailStatement": "string"
}, - "businessVictimStatementIndicator": true,
- "businessRiskTriggersIndicator": true,
- "nameAddressVerificationIndicator": true,
- "businessRiskTriggersStatement": [
- "string"
]
}, - "governmentDetails": {
- "commercialGovernmentEntityCode": {
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}, - "economicDiversity": {
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}, - "governmentActivity": {
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}, - "exclusionType": "string",
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}, - "contractSpendingSummary": {
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- "year": 0,
- "totalAmount": 0,
- "singleHighestAmount": 0
}, - "priorFiscalYear": [
- {
- "year": 0,
- "totalAmount": 0,
- "singleHighestAmount": 0
}
]
}, - "contractSpendingDetail": [
- {
- "contractAction": "string",
- "programSource": "string",
- "departmentAgency": "string",
- "productService": "string",
- "signedDate": "string",
- "obligationAmount": 0,
- "reasonForModification": "string",
- "sequenceNumber": 0
}
], - "contractAdditionalDescription": [
- {
- "descriptionText": "string",
- "sequenceNumber": 0,
- "additionalDescriptionIndicator": true
}
]
}, - "fsrScoreFactors": [
- {
- "code": "string",
- "definition": "string"
}
], - "fsrScoreTrends": [
- {
- "quarter": "string",
- "score": 0
}
], - "departmentOfJusticeSearch": {
- "results": {
- "itemList": {
- "item": [
- {
- "id": "string",
- "name": "string",
- "url": "string",
- "displayUrl": "string",
- "snippet": "string",
- "dateLastCrawled": "string"
}
]
}
}, - "responseMessage": "string"
}, - "reverseTaxId": [
- {
- "sequenceNumber": 0,
- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "binEstablishDate": "string",
- "binActivityCode": "string",
- "binDateLastReported": "string"
}
], - "reversePhone": [
- {
- "sequenceNumber": 0,
- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "binEstablishDate": "string",
- "binActivityCode": "string",
- "binDateLastReported": "string"
}
], - "reverseAddress": [
- {
- "sequenceNumber": 0,
- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "binEstablishDate": "string",
- "binActivityCode": "string",
- "binDateLastReported": "string"
}
], - "betterBusinessBureauRating": {
- "responseMessage": "string",
- "totalResults": "string",
- "pageNumber": "string",
- "searchResults": {
- "itemList": {
- "item": [
- {
- "businessId": "string",
- "organizationType": "string",
- "organizationName": "string",
- "isBBBAccredited": "string",
- "ratingIcons": {
- "itemList": null
}, - "isReportable": "string",
- "primaryCategory": "string",
- "contactFirstName": "string",
- "contactLastName": "string",
- "contactTitle": "string",
- "contactPrefix": "string",
- "contactEmailAddress": "string",
- "dateBusinessStarted": "string",
- "address": "string",
- "city": "string",
- "stateProvince": "string",
- "postalCode": "string",
- "reportURL": "string",
- "organizationLastChanged": "string",
- "ratingLastChanged": "string",
- "accreditationStatusLastChanged": "string"
}
]
}
}
}, - "fraudShield": {
- "matchingBusinessAddress": "string",
- "activeBusinessIndicator": true,
- "ofacMatchWarning": {
- "code": 0,
- "definition": "string",
- "detailStatement": "string"
}, - "businessVictimStatementIndicator": true,
- "businessRiskTriggersIndicator": true,
- "businessRiskTriggersStatement": [
- "string"
], - "nameAddressVerificationIndicator": true
}, - "istWatch": [
- {
- "ofacWatchlist": [
- {
- "addNum": "string",
- "addRemarks": "string",
- "name": "string",
- "nameSearchKey": "string",
- "street": "string",
- "state": "string",
- "city": "string",
- "postalCode": "string",
- "phone": "string",
- "country": "string",
- "callSign": "string",
- "dateEntered": "string",
- "dupId": "string",
- "effectiveDate": "string",
- "errorDesc": "string",
- "expirationDate": "string",
- "id": "string",
- "memo": "string",
- "program": "string",
- "returnCodes": "string",
- "score": "string",
- "searchesLeft": "string",
- "standardOrder": "string",
- "title": "string",
- "tonnage": "string",
- "vessFlag": "string",
- "vessOwner": "string",
- "vessType": "string"
}
], - "dpvWatchlist": [
- {
- "addNum": "string",
- "addRemarks": "string",
- "name": "string",
- "nameSearchKey": "string",
- "street": "string",
- "state": "string",
- "city": "string",
- "postalCode": "string",
- "phone": "string",
- "country": "string",
- "callSign": "string",
- "dateEntered": "string",
- "dupId": "string",
- "effectiveDate": "string",
- "errorDesc": "string",
- "expirationDate": "string",
- "id": "string",
- "memo": "string",
- "program": "string",
- "returnCodes": "string",
- "score": "string",
- "searchesLeft": "string",
- "standardOrder": "string",
- "title": "string",
- "tonnage": "string",
- "vessFlag": "string",
- "vessOwner": "string",
- "vessType": "string"
}
], - "eplsWatchlist": [
- {
- "addNum": "string",
- "addRemarks": "string",
- "name": "string",
- "nameSearchKey": "string",
- "street": "string",
- "state": "string",
- "city": "string",
- "postalCode": "string",
- "phone": "string",
- "country": "string",
- "callSign": "string",
- "dateEntered": "string",
- "dupId": "string",
- "effectiveDate": "string",
- "errorDesc": "string",
- "expirationDate": "string",
- "id": "string",
- "memo": "string",
- "program": "string",
- "returnCodes": "string",
- "score": "string",
- "searchesLeft": "string",
- "standardOrder": "string",
- "title": "string",
- "tonnage": "string",
- "vessFlag": "string",
- "vessOwner": "string",
- "vessType": "string"
}
]
}
]
}
}
The Business Compliance Insight API is used for know-your-customer (KYC) investigations to learn more about the business, who runs it, and who they are affiliated with. This endpoint uses a config.
Successful Business Compliance Insight PDF Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": "string"
}
The Business Contacts API provides a high-level view of business to consumer linkage for contacts affiliated with the business. The API will identify any known business owners/principals of the business, including both individual owners and company owners, as well as the known contact titles of those individuals at the business. Lastly, the API also returns a list of other businesses those contacts are affiliated with. The Business Contacts API is useful in identifying potentially undisclosed beneficial owners, as well as providing business affiliations and contact affiliations to support fraud, regulatory, or compliance investigations.
Successful Business Contacts Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "individualOwnersAndPrincipals": [
- {
- "dateReported": "string",
- "currentOwnerIndicator": true,
- "firstName": "string",
- "middleName": "string",
- "lastName": "string",
- "generationCode": "string",
- "emailAddress": "string",
- "ownerIsGuarantorIndicator": true,
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "percentOfFinancialObligation": 0,
- "nameAddressChangeIndicator": true
}
], - "companyOwnersAndPrincipals": [
- {
- "dateReported": "string",
- "currentOwnerIndicator": true,
- "businessName": "string",
- "taxId": "string",
- "taxIdType": {
- "code": "string",
- "definition": "string"
}, - "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "phone": "string",
- "percentOfFinancialObligation": 0,
- "nameAddressChangeIndicator": true,
- "ownerIsGuarantorIndicator": true
}
], - "contactsAndTitles": [
- {
- "sequenceNumber": 0,
- "cid": "string",
- "title": "string",
- "contactActivityIndicator": true,
- "contactSupplier": "string",
- "firstName": "string",
- "middleName": "string",
- "lastName": "string"
}
], - "contactsBusinessAffiliations": [
- {
- "sequenceNumber": 0,
- "cid": "string",
- "title": "string",
- "contactActivityIndicator": true,
- "contactSupplier": "string",
- "firstName": "string",
- "middleName": "string",
- "lastName": "string",
- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}
}
]
}
}
Use the Corporate Linkage API to make better decisions through the identification of relationships within a corporate family tree. Corporate Linkage identifies financial and legal relationships between businesses of all sizes, including small and midsize businesses. Corporate Linkage enhances decision making by revealing parent company and ultimate parent relationships, allowing risk managers to assess overall corporate exposure, and to help meet 'Know Your Customer' requirements.
Successful Business Corporate Linkage Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "corporateLinkagePartial": [
- {
- "corporateLinkageType": "string",
- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "country": "string"
}, - "matchingBusinessIndicator": true,
- "returnLimitExceeded": true
}
], - "corporateLinkageFull": [
- {
- "corporateLinkageType": "string",
- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "country": "string"
}, - "ultimateBin": "string",
- "parentBin": "string",
- "ultimateParentIndicator": true,
- "parentIndicator": true,
- "subsidiaryIndicator": true,
- "linkageLevel": 0,
- "branchIndicator": true,
- "activityIndicator": true,
- "commercialRiskClass": "string"
}
], - "corporateLinkageIndicator": true
}
}
The Corporate Registrations API identifies corporate filing information from the Secretary of State including state of origin, business structure (Corporation, LLC, etc.), date of incorporation, current status, most recent filing date, charter number, and the name and address of the registered agent.
Successful Business Corporate Registrations Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "stateOfOrigin": "string",
- "legalName": "string",
- "charterNumber": "string",
- "originalFilingDate": "string",
- "recentFilingDate": "string",
- "incorporatedDate": "string",
- "businessType": "string",
- "statusFlag": "string",
- "statusDescription": "string",
- "profitFlag": "string",
- "existenceTermYears": 0,
- "existenceTermDate": "string",
- "federalTaxId": "string",
- "stateTaxId": "string",
- "domesticForeignIndicator": "string",
- "agentName": "string",
- "agentAddress": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string"
}, - "corporateRegistrationIndicator": true
}
}
The Credit Status API can be used to check a business against several key credit attributes, including combined tradeline count, combined account balance, current days-beyond-terms (DBT), combined recent high credit amount, the number of years on Experian's commercial database, and the number of recent credit inquiries made on the business.
Successful Business Credit Status Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "combinedTradelineCount": 0,
- "combinedAccountBalance": 0,
- "currentDbt": 0,
- "combinedRecentHighCreditAmount": 0,
- "yearsOnFile": 0,
- "inquiryCount": 0
}
}
Find key operational and firmographic details about business with the Business Facts API, including industry (SIC and NAICS codes), incorporation and public company status, number of years on file, annual sales and number of employees, and the names of key executive contacts.
Successful Business Facts Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "sicCodes": [
- {
- "code": "string",
- "definition": "string"
}
], - "naicsCodes": [
- {
- "code": "string",
- "definition": "string"
}
], - "publicIndicator": true,
- "tickerSymbol": "string",
- "stockExchange": "string",
- "nonProfitIndicator": true,
- "yearsOnFile": 0,
- "stateOfIncorporation": "string",
- "dateOfIncorporation": "string",
- "businessType": "string",
- "employeeSize": 0,
- "employeeSizeCode": "string",
- "salesRevenue": 0,
- "salesSizeCode": "string",
- "fortune1000": {
- "year": 0,
- "rank": 0
}, - "corporateLinkageType": "string",
- "executiveInformation": [
- {
- "firstName": "string",
- "middleName": "string",
- "lastName": "string",
- "title": "string"
}
]
}
}
Experian's Commercial Fraud Shield provides a series of checks to screen for potential indicators of fraudulent activity. These checks examine potential listings on the OFAC warning list, whether or not the business is currently active, if the business is a previous victim of fraud, and whether or not there are potential inconsistencies between the business name, address, phone and Tax ID Number.
Successful Business Fraud Shields Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "matchingBusinessAddress": "string",
- "activeBusinessIndicator": true,
- "ofacMatchWarning": {
- "code": 0,
- "definition": "string",
- "detailStatement": "string"
}, - "businessVictimStatementIndicator": true,
- "businessRiskTriggersIndicator": true,
- "businessRiskTriggersStatement": [
- "string"
], - "nameAddressVerificationIndicator": true
}
}
The Government Details API highlights key details about a businesses activity with the US Government, including economic diversity status, government debarred indicator, contract awards, CAGE code, and more.
Successful Business Government Details Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "commercialGovernmentEntityCode": {
- "cageCode": "string",
- "samNumber": "string"
}, - "economicDiversity": {
- "mbe": true,
- "wbe": true,
- "dbe": true,
- "sba8a": true,
- "hubzone": true,
- "vet": true,
- "dvet": true,
- "hbcu": true,
- "sdb": true,
- "sba": true,
- "lsa": true
}, - "governmentActivity": {
- "congressionalDistrict": "string",
- "contractorIndicator": true,
- "debarredIndicator": true,
- "agency": {
- "code": "string",
- "definition": "string"
}, - "exclusionType": "string",
- "activeDate": "string",
- "terminationDate": "string",
- "importExportCode": "string"
}, - "contractSpendingSummary": {
- "totalDollarAmount": 0,
- "totalNumberOfTransactions": 0,
- "currentFiscalYear": {
- "year": 0,
- "totalAmount": 0,
- "singleHighestAmount": 0
}, - "priorFiscalYear": [
- {
- "year": 0,
- "totalAmount": 0,
- "singleHighestAmount": 0
}
]
}, - "contractSpendingDetail": [
- {
- "contractAction": "string",
- "programSource": "string",
- "departmentAgency": "string",
- "productService": "string",
- "signedDate": "string",
- "obligationAmount": 0,
- "reasonForModification": "string",
- "sequenceNumber": 0
}
], - "contractAdditionalDescription": [
- {
- "descriptionText": "string",
- "sequenceNumber": 0,
- "additionalDescriptionIndicator": true
}
]
}
}
The business header contains critical business identity information such as Experian's best business name on file, the full verified legal name and DBA names of the business, the business address, phone number, business Tax Identification number or Employer Identification Number (EIN), and the businesses website URL.
Successful Business Header Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "results": {
- "bin": "string",
- "businessName": "string",
- "address": {
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "phone": "string",
- "taxId": "string",
- "websiteUrl": "string",
- "legalBusinessName": "string",
- "dbaNames": [
- "string"
], - "customerDisputeIndicator": true,
- "foreignCountry": true,
- "corporateLinkageIndicator": true,
- "matchingBranchAddress": {
- "bin": "string",
- "street": "string",
- "city": "string",
- "state": "string",
- "zip": "string",
- "zipExtension": "string"
}, - "branchLocation": {
- "bin": "string",
- "locationId": "string"
}
}
}
The IST Watch API allows you to meet OFAC regulatory compliance compliance and screen for a number of compliance and global watchlists.
Successful IST Watch Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}
{- "requestId": "string",
- "success": true,
- "comments": "string",
- "results": {
- "istWatch": [
- {
- "name": "string",
- "id": "string",
- "street": "string",
- "city": "string",
- "state": "string",
- "country": "string",
- "dupId": "string",
- "phone": "string",
- "dateEntered": "string",
- "memo": "string",
- "balkans": true,
- "bpipa": true,
- "cuba": true,
- "dpl": true,
- "frym": true,
- "fto": true,
- "iran": true,
- "iraq": true,
- "libya": true,
- "nKorea": true,
- "sdgt": true,
- "sdnt": true,
- "sdntk": true,
- "sdt": true,
- "sudan": true,
- "taliban": true,
- "unita": true,
- "sdnType": "string",
- "program": "string",
- "title": "string",
- "callSign": "string",
- "vessType": "string",
- "tonnage": "string",
- "grt": "string",
- "vessFlag": "string",
- "vessOwner": "string",
- "addNum": "string",
- "addRemarks": "string",
- "postalCode": "string",
- "effectiveDate": "string",
- "expirationDate": "string",
- "standardOrder": "string",
- "nameSearchKey": "string",
- "score": "string",
- "returnCodes": "string",
- "errorDesc": "string"
}
]
}
}
Experian Business score only report in JSON format.
Successful Intelliscore Response
Request Schema
{- "firstName": {
- "type": "string"
}, - "lastName": {
- "type": "string"
}, - "street1": {
- "type": "string"
}, - "street2": {
- "type": "string"
}, - "city": {
- "type": "string"
}, - "state": {
- "type": "string"
}, - "zip": {
- "type": "string"
}, - "ssn": {
- "type": "string"
}
}