Successful Credit Report (basic) Response
Example Request
{- "firstName": "ZELNINO",
- "middleName": "XX",
- "lastName": "WINTER",
- "street1": "760WSPROULRD",
- "city": "FANTASYISLAND",
- "state": "IL",
- "zip": "60750",
- "ssn": "666125812"
}
{- "fileNumber": "string",
- "consumerID": "string",
- "fileSummary": {
- "fileHitIndicator": "REGULAR_HIT",
- "ssnMatchIndicator": "NO_HIT",
- "fileMatchIndicator": "BEST_MATCH",
- "consumerStatementIndicator": true,
- "market": "string",
- "submarket": "string",
- "creditDataStatus": {
- "suppressed": true,
- "doNotPromote": {
- "indicator": true,
- "dateOfExpiration": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "freeze": {
- "indicator": true,
- "distinction": "FROZEN",
- "type": "EXEMPT"
}, - "minor": true,
- "disputed": true
}, - "inFileSinceDate": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "indicative": {
- "names": [
- {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
], - "addresses": [
- {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}
], - "socialSecurities": [
- {
- "number": "string",
- "decease": {
- "alertMessageCode": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "lastResidency": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "locationOfPayments": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "dateOfBirth": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateOfDeath": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "deceasedFileSearched": true,
- "source": "INPUT"
}, - "identificationIssuance": {
- "type": "SSN",
- "alertMessageCode": "string",
- "status": "CLEAR",
- "yearsCovered": "string",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "yearRange": {
- "startYear": "string",
- "endYear": "string"
}, - "state": "string",
- "ageObtained": {
- "rangeStart": "string",
- "rangeEnd": "string"
}, - "source": "INPUT"
}, - "source": "INPUT",
- "masked": true
}
], - "dateOfBirths": [
- {
- "value": "2019-08-24T14:15:22Z",
- "estimatedCentury": true,
- "estimatedYear": true,
- "estimatedMonth": true,
- "estimatedDay": true,
- "source": "INPUT"
}
], - "ages": [
- {
- "value": "string",
- "source": "INPUT"
}
], - "driversLicense": {
- "number": "string",
- "issuanceState": "string",
- "expirationDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "issuanceDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "source": "INPUT"
}, - "stateID": {
- "number": "string",
- "issuanceState": "string",
- "expirationDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "issuanceDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "source": "INPUT"
}, - "phones": [
- {
- "number": {
- "qualifier": "PERSONAL",
- "listed": "LISTED",
- "dialable": "NON_DIALABLE",
- "type": "STANDARD",
- "unparsed": "string",
- "areaCode": "string",
- "exchange": "string",
- "suffix": "string",
- "extension": "string",
- "custom": {
- "status": "ACTIVE_DA_LANDLINE"
}
}, - "address": {
- "unparsed": "string",
- "city": "string",
- "state": "string",
- "zipCode": "string",
- "zipExtension": "string",
- "country": "US",
- "county": {
- "name": "string",
- "code": "string",
- "population": "IN_LARGEST_MSA"
}
}, - "dateLastReported": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "datePublished": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateOfLastAccountActivity": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateDisconnected": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "restriction": "DISCONNECT",
- "source": "INPUT"
}
], - "employments": [
- {
- "occupation": "string",
- "employer": "string",
- "dateLastReported": "string",
- "dateFirstReported": "string"
}
], - "creditCards": [
- {
- "accountNumber": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "expirationDate": {
- "year": 0,
- "month": 0,
- "day": 0
}
}
], - "dateDeceased": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "genders": [
- {
- "value": "MALE",
- "source": "INPUT"
}
], - "vehicles": [
- {
- "vin": "string",
- "year": "string",
- "make": "string",
- "makeDescription": "string",
- "model": "string",
- "modelDescription": "string",
- "bodyType": "string",
- "bodyTypeDescription": "string",
- "doorCount": "string",
- "vehicleTypeDescription": "string",
- "registeredState": "string",
- "plateType": "string",
- "plateNumber": "string",
- "expirationDate": "string",
- "brandedTitle": true,
- "brandedInformations": [
- {
- "brandedDate": "string",
- "brandedState": "string",
- "brandedDescription": "ASSEMBLED"
}
], - "salvageTitle": true,
- "leaseIndicator": true,
- "businessUse": "string",
- "lienHolder": {
- "businessName": "string",
- "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}
}, - "collisionDeductible": "string",
- "comprehensiveDeductible": "string",
- "towingLimitAmount": "string",
- "dailyRentalReimbursementLimitAmount": "string",
- "totalRentalRemibursementLimitAmount": "string",
- "antiTheftDeviceCode": "string",
- "odometerMillage": 0,
- "odometerReadingDate": "2019-08-24T14:15:22Z",
- "transactionDate": "2019-08-24T14:15:22Z",
- "names": [
- {
- "unparsed": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "prefix": "string",
- "generationalSuffix": "string",
- "salutationalSuffix": "string",
- "maternal": "string",
- "order": "string",
- "qualifier": "VEHICLE_OWNER"
}
], - "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "purchaseStatus": "string",
- "vehicleID": "string",
- "source": "INPUT"
}
], - "consumerAttributes": {
- "emails": [
- {
- "value": "string",
- "source": "INPUT"
}
], - "ipAddresses": [
- {
- "value": "string",
- "source": "INPUT"
}
]
}, - "modelCharacteristics": {
- "characteristics": [
- {
- "algorithmID": "string",
- "id": "string",
- "value": "string"
}
]
}
}, - "originalInputs": [
- {
- "returnEdits": true,
- "editCode": "string",
- "editedElement": "OWNING_BUREAU_RETURN_DATA",
- "text": "string"
}
], - "consumerFileData": {
- "statements": [
- {
- "type": "CONSUMER_BILL_OF_RIGHTS",
- "text": "string",
- "identifier": "string"
}
], - "consumerStatements": [
- {
- "uniqueId": "string",
- "timestamp": {
- "year": 0,
- "month": 0,
- "day": 0,
- "hour24": 0,
- "minute": 0,
- "second": 0
}, - "statementId": 0,
- "statementType": "string",
- "dataGroup": "string",
- "content": "string"
}
], - "owningBureau": {
- "market": "string",
- "submarket": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "phone": {
- "number": {
- "qualifier": "PERSONAL",
- "listed": "LISTED",
- "dialable": "NON_DIALABLE",
- "type": "STANDARD",
- "unparsed": "string",
- "areaCode": "string",
- "exchange": "string",
- "suffix": "string",
- "extension": "string",
- "custom": {
- "status": "ACTIVE_DA_LANDLINE"
}
}, - "address": {
- "unparsed": "string",
- "city": "string",
- "state": "string",
- "zipCode": "string",
- "zipExtension": "string",
- "country": "US",
- "county": {
- "name": "string",
- "code": "string",
- "population": "IN_LARGEST_MSA"
}
}, - "dateLastReported": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "datePublished": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateOfLastAccountActivity": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateDisconnected": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "restriction": "DISCONNECT",
- "source": "INPUT"
}, - "adverseActionURL": "string",
- "returnData": "YES"
}
}, - "custom": {
- "contactServices": {
- "qualifier": "RESIDENTIAL",
- "verification": {
- "address": "FULL_ADDRESS",
- "firstName": true,
- "lastName": true,
- "phone": true,
- "ssn": "NOT_FOUND",
- "tooManyResults": true,
- "linkingMatch": true
}, - "listingDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "contactScores": [
- {
- "algorithmID": "string",
- "scoreModel": {
- "characteristicOverride": "string",
- "score": {
- "score": "string",
- "reason1": "string",
- "reason2": "string",
- "reason3": "string",
- "reason4": "string",
- "rejectMessageCode": "string",
- "riskBasedPricingPercentage": "string",
- "lowRangeOfScore": "string",
- "highRangeOfScore": "string",
- "scoreIndicatorCode": "string",
- "reason1Description": "string",
- "reason2Description": "string",
- "reason3Description": "string",
- "reason4Description": "string",
- "rejectCodeDescription": "string"
}, - "incomeEstimator": {
- "debtToIncomePercentage": {
- "value": null,
- "calculated": null
}, - "incomeRange": {
- "start": null,
- "end": null
}
}, - "characteristics": [
- {
- "algorithmID": null,
- "id": null,
- "value": null
}
], - "messages": [
- {
- "category": null,
- "code": null,
- "description": null
}
], - "statements": [
- {
- "type": null,
- "text": null,
- "identifier": null
}
], - "consumerStatements": [
- {
- "uniqueId": null,
- "timestamp": null,
- "statementId": null,
- "statementType": null,
- "dataGroup": null,
- "content": null
}
], - "complianceConditions": [
- {
- "type": null,
- "sourceName": null,
- "accountNumber": null,
- "docketNumber": null,
- "remarks": [ ],
- "publicRecordType": null
}
], - "errorCode": "string",
- "idMismatchAlerts": [
- {
- "type": null,
- "condition": null,
- "inquiriesInLast60Count": null,
- "addressStatus": null
}
], - "searchStatus": "CLEAR",
- "l2CCancel": true
}
}
]
}, - "accountReportingReview": {
- "trades": [
- {
- "subscriber": {
- "industryCode": "string",
- "memberCode": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
}, - "portfolioType": "INSTALLMENT",
- "accountNumber": "string",
- "dateOpened": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateEffective": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateClosed": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "closedIndicator": "NORMAL",
- "datePaidOut": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "currentBalance": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "accountRating": "string",
- "remarks": [
- {
- "code": "string",
- "type": "AFFILIATE"
}
], - "terms": {
- "term": [
- {
- "person": null,
- "property": null,
- "participant": null,
- "loanTerms": null,
- "loanToValue": null,
- "transactionDetail": null,
- "loanDetail": null,
- "refinance": null,
- "housingExpense": null,
- "closing": null
}
]
}, - "account": {
- "type": "string",
- "amount": "string"
}, - "pastDue": "string",
- "paymentHistory": {
- "maxDelinquencies": [
- {
- "earliest": null,
- "amount": null,
- "date": null,
- "accountRating": null
}
], - "paymentPattern": {
- "startDate": {
- "year": null,
- "month": null,
- "day": null
}, - "text": "string"
}, - "historicalCounters": {
- "monthsReviewedCount": "string",
- "late30DaysTotal": "string",
- "late60DaysTotal": "string",
- "late90DaysTotal": "string",
- "calculated": true
}, - "dateFirstDelinquent": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "mostRecentPayment": {
- "amount": "string",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "additionalTradeAccount": {
- "payment": {
- "specializedType": "BALLOON",
- "dueAmount": "string",
- "dateDue": {
- "year": null,
- "month": null,
- "day": null
}
}, - "portfolio": {
- "saleIndicator": "PURCHASED_FROM",
- "name": {
- "full": null,
- "first": null,
- "middle": null,
- "last": null,
- "suffix": null,
- "prefix": null
}
}, - "original": {
- "creditGrantor": {
- "full": null,
- "first": null,
- "middle": null,
- "last": null,
- "suffix": null,
- "prefix": null
}, - "chargeOff": "string"
}
}, - "accountHistories": [
- {
- "monthEffective": "2019-08-24T14:15:22Z",
- "historyAvailable": "AVAILABLE",
- "currentBalance": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "scheduledMonthlyPayment": "string",
- "pastDue": "string",
- "remarks": [
- null
], - "actualPayment": "string"
}
], - "updateMethod": "AUTOMATED",
- "miscellaneous": "string",
- "numberOfPastDuePayments": "string",
- "suppressionIndicatorFlag": "string",
- "reportedDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "suppressedDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "ecoadesignator": "UNDESIGNATED"
}
], - "collections": [
- {
- "subscriber": {
- "industryCode": "string",
- "memberCode": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
}, - "portfolioType": "INSTALLMENT",
- "accountNumber": "string",
- "account": {
- "type": "string",
- "amount": "string"
}, - "dateOpened": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateEffective": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateClosed": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "closedIndicator": "NORMAL",
- "datePaidOut": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "currentBalance": "string",
- "original": {
- "creditGrantor": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "creditorClassification": "RETAIL",
- "balance": "string"
}, - "pastDue": "string",
- "accountRating": "string",
- "dateFirstDelinquent": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "mostRecentPayment": {
- "amount": "string",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "remarks": [
- {
- "code": "string",
- "type": "AFFILIATE"
}
], - "updateMethod": "AUTOMATED",
- "suppressionIndicatorFlag": "string",
- "reportedDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "suppressedDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "ecoadesignator": "UNDESIGNATED"
}
]
}, - "collectionCredit": {
- "deceased": true,
- "lastActivity": {
- "type": "PUBLIC_RECORD",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "totalTradeCount": "string",
- "totalInquiryCount": "string",
- "accounts": [
- {
- "portfolioType": "INSTALLMENT",
- "subscriber": {
- "contactMethod": "PHONE",
- "industryCode": "string",
- "memberCode": "string",
- "inquirySubscriberPrefixCode": "string",
- "password": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "phone": {
- "number": {
- "qualifier": null,
- "listed": null,
- "dialable": null,
- "type": null,
- "unparsed": null,
- "areaCode": null,
- "exchange": null,
- "suffix": null,
- "extension": null,
- "custom": null
}, - "address": {
- "unparsed": null,
- "city": null,
- "state": null,
- "zipCode": null,
- "zipExtension": null,
- "country": null,
- "county": null
}, - "dateLastReported": {
- "year": null,
- "month": null,
- "day": null
}, - "datePublished": {
- "year": null,
- "month": null,
- "day": null
}, - "dateOfLastAccountActivity": {
- "year": null,
- "month": null,
- "day": null
}, - "dateDisconnected": {
- "year": null,
- "month": null,
- "day": null
}, - "restriction": "DISCONNECT",
- "source": "INPUT"
}
}, - "accountnumber": "string",
- "lastActivity": {
- "type": "PUBLIC_RECORD",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "accountStatus": "COLLECTION",
- "availableCredit": "string",
- "debtCounselingIndicator": "CREDIT",
- "new": true
}
], - "publicRecords": [
- {
- "type": "string",
- "subscriber": {
- "industryCode": "string",
- "memberCode": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
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}, - "restriction": "DISCONNECT",
- "source": "INPUT"
}, - "employment": {
- "occupation": "string",
- "employer": "string",
- "dateLastReported": "string",
- "dateFirstReported": "string"
}
}
}
]
}, - "instantDecision": {
- "custom": {
- "customerBranch": {
- "name": "string",
- "clientUse1": "string",
- "clientUse2": "string"
}, - "inputs": [
- {
- "text": "string",
- "length": "SHORT",
- "fieldNumber": "string"
}
], - "features": [
- {
- "name": "string",
- "value": "string"
}
]
}, - "results": [
- {
- "referenceNumber": "string",
- "decision": {
- "category": {
- "code": "A",
- "name": "PASS"
}, - "levelNumber": "string",
- "levelCode": "string"
}, - "dateTimeStamp": "2019-08-24T14:15:22Z",
- "maxLevel": "string",
- "creditLevelFailReasons": "string",
- "compressedOrCustomFailReasons": "string",
- "creditLimit": "string",
- "sourceBureau": "TRANS_UNION",
- "bureauError": "string",
- "creditDataStatus": {
- "suppressed": true,
- "doNotPromote": {
- "indicator": true,
- "dateOfExpiration": {
- "year": null,
- "month": null,
- "day": null
}
}, - "freeze": {
- "indicator": true,
- "distinction": "FROZEN",
- "type": "EXEMPT"
}, - "minor": true,
- "disputed": true
}, - "accountNumber": "string",
- "criteriaName": "string",
- "specialUseData": "string",
- "addressMismatch": "CURRENT",
- "fraudAlert": true
}
], - "characteristics": [
- {
- "algorithmID": "string",
- "id": "string",
- "value": "string"
}
]
}, - "insightDecision": {
- "processResults": [
- {
- "value": "string",
- "id": "string"
}
], - "disposition": {
- "code": "string",
- "description": "string"
}, - "descriptorLevel": "string",
- "verificationNumber": "string",
- "transactionNumber": "string",
- "estimates": {
- "creditLimit": "string",
- "debtToIncomeRatio": "string"
}, - "quotebacks": [
- "string"
]
}, - "modelReport": {
- "creditSummary": {
- "returnAccountRating": true,
- "revolvingAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "installmentAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "mortgageAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "openAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "closedWithBalanceAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "unspecifiedAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "totalAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "recordCounts": {
- "publicRecordCount": "string",
- "collectionCount": "string",
- "totalTradeCount": "string",
- "negativeTradeCount": "string",
- "historicalNegativeTradeCount": "string",
- "historicalNegativeOccurrencesCount": "string",
- "revolvingTradeCount": "string",
- "installmentTradeCount": "string",
- "mortgageTradeCount": "string",
- "openTradeCount": "string",
- "unspecifiedTradeCount": "string",
- "totalInquiryCount": "string",
- "reportingPeriod": "TWELVE_MONTH"
}, - "accountRatings": [
- {
- "rating": "string",
- "count": "string"
}
]
}, - "complianceConditions": [
- {
- "type": "TRADE",
- "sourceName": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "accountNumber": "string",
- "docketNumber": "string",
- "remarks": [
- {
- "code": "string",
- "text": "string"
}
], - "publicRecordType": {
- "code": "string",
- "text": "string"
}
}
], - "subscriberMessages": [
- {
- "category": "string",
- "code": "string",
- "description": "string"
}
], - "customizedMessages": [
- {
- "category": "string",
- "code": "string",
- "description": "string"
}
]
}, - "rpa": {
- "solicitationRestriction": "NONE"
}, - "ssnReport": {
- "matchingSubjects": "string"
}, - "totalID": {
- "fraudAnalysis": {
- "location": {
- "counties": [
- {
- "name": "string",
- "population": "IN_LARGEST_MSA",
- "city": "string",
- "state": "string",
- "source": "INPUT",
- "inputElement": "PHONE_NUMBER"
}
], - "zips": [
- {
- "code": "string",
- "indicator": "INPUT",
- "type": "PO_BOX",
- "source": "INPUT",
- "inputElement": "PHONE_NUMBER"
}
]
}, - "region": {
- "zipVsCity": "VALID",
- "zipVsState": "VALID",
- "phoneVsState": "VALID",
- "phoneVsZIP": "VALID",
- "phoneVsZIPDistance": "string",
- "source": "INPUT"
}, - "employment": {
- "location": {
- "counties": [
- {
- "name": null,
- "population": null,
- "city": null,
- "state": null,
- "source": null,
- "inputElement": null
}
], - "zips": [
- {
- "code": null,
- "indicator": null,
- "type": null,
- "source": null,
- "inputElement": null
}
]
}, - "region": {
- "zipVsCity": "VALID",
- "zipVsState": "VALID",
- "phoneVsState": "VALID",
- "phoneVsZIP": "VALID",
- "phoneVsZIPDistance": "string",
- "source": "INPUT"
}
}, - "distance": {
- "minimum": {
- "homeToBusinessPhone": "string",
- "homePhoneToBusinessZIP": "string",
- "homeZIPToBusinessPhone": "string",
- "homeToBusinessZIP": "string",
- "noAnalysisReason": "NOT_AVAILABLE"
}, - "maximum": {
- "homeToBusinessPhone": "string",
- "homePhoneToBusinessZIP": "string",
- "homeZIPToBusinessPhone": "string",
- "homeToBusinessZIP": "string",
- "noAnalysisReason": "NOT_AVAILABLE"
}, - "homeToBusinessPhone": "string",
- "homePhoneToBusinessZIP": "string",
- "homeZIPToBusinessPhone": "string",
- "homeToBusinessZIP": "string",
- "source": "INPUT"
}, - "identification": {
- "type": "SSN",
- "formatCheck": "VALID",
- "soundexCheck": "VALID",
- "lastNameCheck": "VALID",
- "firstNameCheck": "VALID",
- "middleNameCheck": "VALID",
- "ssnCheck": "VALID",
- "dateOfBirthCheck": "VALID",
- "genderCheck": "MALE",
- "eyeColorCheck": "BLACK",
- "expirationDateCheck": "VALID",
- "matchEvaluation": "ID_TO_NAME_MATCH"
}, - "creditCard": {
- "formatCheck": "VALID",
- "expirationDateCheck": "VALID"
}
}, - "verificationAnalysises": [
- {
- "verificationStatus": "INSUFFICIENT_INPUT",
- "restrictionStatus": "NONE",
- "phoneStatus": "NON_DIALABLE",
- "addressType": "CONVENTIONAL",
- "fullNameVerification": "NO_MATCH",
- "firstNameVerification": "NOT_FOUND",
- "middleNameVerification": "NOT_FOUND",
- "lastNameVerification": "NOT_FOUND",
- "maternalNameVerification": "NOT_FOUND",
- "nameSuffixVerification": "NOT_FOUND",
- "currentAddressVerification": "NOT_FOUND",
- "previousAddressVerification": "NOT_FOUND",
- "areaCodeVerification": "NOT_FOUND",
- "phoneNumberVerification": "NOT_FOUND",
- "phoneVerification": "NOT_FOUND",
- "ssnVerification": "NOT_FOUND",
- "dateOfBirthVerification": "NOT_FOUND",
- "messageText": "string",
- "source": "INPUT"
}
], - "matchAnalysis": {
- "name": {
- "firstNameMatchAnalysis": {
- "totalSourcesCount": 0,
- "matchOnSourcesCount": 0,
- "partialMatchOnSourcesCount": 0,
- "noMatchOnSourcesCount": 0,
- "notFoundOnSourcesCount": 0,
- "totalPoints": 0,
- "verificationPercentage": 0
}, - "lastNameMatchAnalysis": {
- "totalSourcesCount": 0,
- "matchOnSourcesCount": 0,
- "partialMatchOnSourcesCount": 0,
- "noMatchOnSourcesCount": 0,
- "notFoundOnSourcesCount": 0,
- "totalPoints": 0,
- "verificationPercentage": 0
}
}, - "addresses": [
- {
- "status": "CURRENT",
- "totalSourcesCount": 0,
- "matchOnSourcesCount": 0,
- "partialMatchOnSourcesCount": 0,
- "noMatchOnSourcesCount": 0,
- "notFoundOnSourcesCount": 0,
- "totalPoints": 0,
- "verificationPercentage": 0
}
], - "ssn": {
- "totalSourcesCount": 0,
- "matchOnSourcesCount": 0,
- "partialMatchOnSourcesCount": 0,
- "noMatchOnSourcesCount": 0,
- "notFoundOnSourcesCount": 0,
- "totalPoints": 0,
- "verificationPercentage": 0
}, - "phone": {
- "areaCodeMatchAnalysis": {
- "totalSourcesCount": 0,
- "matchOnSourcesCount": 0,
- "partialMatchOnSourcesCount": 0,
- "noMatchOnSourcesCount": 0,
- "notFoundOnSourcesCount": 0,
- "totalPoints": 0,
- "verificationPercentage": 0
}, - "phoneNumberMatchAnalysis": {
- "totalSourcesCount": 0,
- "matchOnSourcesCount": 0,
- "partialMatchOnSourcesCount": 0,
- "noMatchOnSourcesCount": 0,
- "notFoundOnSourcesCount": 0,
- "totalPoints": 0,
- "verificationPercentage": 0
}
}, - "dateOfBirth": {
- "totalSourcesCount": 0,
- "matchOnSourcesCount": 0,
- "partialMatchOnSourcesCount": 0,
- "noMatchOnSourcesCount": 0,
- "notFoundOnSourcesCount": 0,
- "totalPoints": 0,
- "verificationPercentage": 0
}, - "total": {
- "totalSourcesCount": 0,
- "matchOnSourcesCount": 0,
- "partialMatchOnSourcesCount": 0,
- "noMatchOnSourcesCount": 0,
- "notFoundOnSourcesCount": 0,
- "totalPoints": 0,
- "verificationPercentage": 0
}
}
}, - "modelCharacteristics": {
- "characteristics": [
- {
- "algorithmID": "string",
- "id": "string",
- "value": "string"
}
]
}, - "collectionPrioritization": {
- "inputParameter": "LEVEL_1",
- "amount": "string",
- "deceased": true,
- "bankruptcy": true,
- "creditSummary": {
- "returnAccountRating": true,
- "revolvingAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "installmentAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "mortgageAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "openAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "closedWithBalanceAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "unspecifiedAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "totalAmount": {
- "percentAvailableCredit": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "currentBalance": "string",
- "pastDue": "string",
- "monthlyPayment": "string"
}, - "recordCounts": {
- "publicRecordCount": "string",
- "collectionCount": "string",
- "totalTradeCount": "string",
- "negativeTradeCount": "string",
- "historicalNegativeTradeCount": "string",
- "historicalNegativeOccurrencesCount": "string",
- "revolvingTradeCount": "string",
- "installmentTradeCount": "string",
- "mortgageTradeCount": "string",
- "openTradeCount": "string",
- "unspecifiedTradeCount": "string",
- "totalInquiryCount": "string",
- "reportingPeriod": "TWELVE_MONTH"
}, - "accountRatings": [
- {
- "rating": "string",
- "count": "string"
}
]
}, - "publicRecords": [
- {
- "type": "string",
- "subscriber": {
- "industryCode": "string",
- "memberCode": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
}, - "docketNumber": "string",
- "attorney": "string",
- "plaintiff": "string",
- "dateEffective": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateFiled": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "datePaid": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "assets": "string",
- "liabilities": "string",
- "originalBalance": "string",
- "currentBalance": "string",
- "source": {
- "type": "ASSOCIATE",
- "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}
}, - "estimatedDateOfDeletion": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "ecoadesignator": "UNDESIGNATED"
}
], - "complianceConditions": [
- {
- "type": "TRADE",
- "sourceName": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "accountNumber": "string",
- "docketNumber": "string",
- "remarks": [
- {
- "code": "string",
- "text": "string"
}
], - "publicRecordType": {
- "code": "string",
- "text": "string"
}
}
]
}, - "idmanagerVerAnalysisV2": {
- "verificationSummary": {
- "riskIndicator": "LOW",
- "bestMatch": "FILE",
- "verificationPoint": 0,
- "lowerThreshold": 0,
- "upperThreshold": 0,
- "keyMessages": {
- "keyMessages": [
- {
- "category": "string",
- "code": "string",
- "description": "string"
}
]
}
}, - "fraudAnalysis": {
- "location": {
- "counties": [
- {
- "name": "string",
- "population": "IN_LARGEST_MSA",
- "city": "string",
- "state": "string",
- "source": "INPUT",
- "inputElement": "PHONE_NUMBER"
}
], - "zips": [
- {
- "code": "string",
- "indicator": "INPUT",
- "type": "PO_BOX",
- "source": "INPUT",
- "inputElement": "PHONE_NUMBER"
}
]
}, - "region": {
- "zipVsCity": "VALID",
- "zipVsState": "VALID",
- "phoneVsState": "VALID",
- "phoneVsZIP": "VALID",
- "phoneVsZIPDistance": "string",
- "source": "INPUT"
}, - "employment": {
- "location": {
- "counties": [
- {
- "name": null,
- "population": null,
- "city": null,
- "state": null,
- "source": null,
- "inputElement": null
}
], - "zips": [
- {
- "code": null,
- "indicator": null,
- "type": null,
- "source": null,
- "inputElement": null
}
]
}, - "region": {
- "zipVsCity": "VALID",
- "zipVsState": "VALID",
- "phoneVsState": "VALID",
- "phoneVsZIP": "VALID",
- "phoneVsZIPDistance": "string",
- "source": "INPUT"
}
}, - "distance": {
- "minimum": {
- "homeToBusinessPhone": "string",
- "homePhoneToBusinessZIP": "string",
- "homeZIPToBusinessPhone": "string",
- "homeToBusinessZIP": "string",
- "noAnalysisReason": "NOT_AVAILABLE"
}, - "maximum": {
- "homeToBusinessPhone": "string",
- "homePhoneToBusinessZIP": "string",
- "homeZIPToBusinessPhone": "string",
- "homeToBusinessZIP": "string",
- "noAnalysisReason": "NOT_AVAILABLE"
}, - "homeToBusinessPhone": "string",
- "homePhoneToBusinessZIP": "string",
- "homeZIPToBusinessPhone": "string",
- "homeToBusinessZIP": "string",
- "source": "INPUT"
}, - "identification": {
- "type": "SSN",
- "formatCheck": "VALID",
- "soundexCheck": "VALID",
- "lastNameCheck": "VALID",
- "firstNameCheck": "VALID",
- "middleNameCheck": "VALID",
- "ssnCheck": "VALID",
- "dateOfBirthCheck": "VALID",
- "genderCheck": "MALE",
- "eyeColorCheck": "BLACK",
- "expirationDateCheck": "VALID",
- "matchEvaluation": "ID_TO_NAME_MATCH"
}, - "creditCard": {
- "formatCheck": "VALID",
- "expirationDateCheck": "VALID"
}
}, - "verificationAnalysises": [
- {
- "verificationStatus": "INSUFFICIENT_INPUT",
- "restrictionStatus": "NONE",
- "phoneStatus": "NON_DIALABLE",
- "addressType": "CONVENTIONAL",
- "fullNameVerification": "NO_MATCH",
- "firstNameVerification": "NOT_FOUND",
- "middleNameVerification": "NOT_FOUND",
- "lastNameVerification": "NOT_FOUND",
- "maternalNameVerification": "NOT_FOUND",
- "nameSuffixVerification": "NOT_FOUND",
- "currentAddressVerification": "NOT_FOUND",
- "previousAddressVerification": "NOT_FOUND",
- "areaCodeVerification": "NOT_FOUND",
- "phoneNumberVerification": "NOT_FOUND",
- "phoneVerification": "NOT_FOUND",
- "ssnVerification": "NOT_FOUND",
- "dateOfBirthVerification": "NOT_FOUND",
- "messageText": "string",
- "source": "INPUT"
}
], - "matchDataSummary": {
- "names": [
- {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
], - "addresses": [
- {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}
], - "phones": [
- {
- "number": {
- "qualifier": "PERSONAL",
- "listed": "LISTED",
- "dialable": "NON_DIALABLE",
- "type": "STANDARD",
- "unparsed": "string",
- "areaCode": "string",
- "exchange": "string",
- "suffix": "string",
- "extension": "string",
- "custom": {
- "status": null
}
}, - "address": {
- "unparsed": "string",
- "city": "string",
- "state": "string",
- "zipCode": "string",
- "zipExtension": "string",
- "country": "US",
- "county": {
- "name": null,
- "code": null,
- "population": null
}
}, - "dateLastReported": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "datePublished": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateOfLastAccountActivity": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateDisconnected": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "restriction": "DISCONNECT",
- "source": "INPUT"
}
]
}
}
}, - "addOnProducts": [
- {
- "code": "string",
- "scoreModelProduct": true
}
], - "customData": {
- "summaries": {
- "tradeSummary": {
- "mortgageTradesCount": "string",
- "mortgageBalanceTotal": "string",
- "mortgageHighCreditTotal": "string",
- "mortgagePaymentsTotal": "string",
- "mortgagePastDueTotal": "string",
- "autoTradesCount": "string",
- "autoBalanceTotal": "string",
- "autoHighCreditTotal": "string",
- "autoPaymentsTotal": "string",
- "autoPastDueTotal": "string",
- "educationTradesCount": "string",
- "educationBalanceTotal": "string",
- "educationHighCreditTotal": "string",
- "educationPaymentsTotal": "string",
- "educationPastDueTotal": "string",
- "openTradesCount": "string",
- "openBalanceTotal": "string",
- "openHighCreditTotal": "string",
- "openPaymentsTotal": "string",
- "openPastDueTotal": "string",
- "revolvingTradesCount": "string",
- "revolvingBalanceTotal": "string",
- "revolvingHighCreditTotal": "string",
- "revolvingPaymentsTotal": "string",
- "revolvingPastDueTotal": "string",
- "otherTradesCount": "string",
- "otherBalanceTotal": "string",
- "otherHighCreditTotal": "string",
- "otherPaymentsTotal": "string",
- "otherPastDueTotal": "string",
- "otherInstallmentTradesCount": "string",
- "otherInstallmentBalanceTotal": "string",
- "otherInstallmentHighCreditTotal": "string",
- "otherInstallmentPaymentsTotal": "string",
- "otherInstallmentPastDueTotal": "string",
- "tradesCount": "string",
- "balanceTotal": "string",
- "highCreditTotal": "string",
- "paymentsTotal": "string",
- "pastDueTotal": "string",
- "securedDebtTotal": "string",
- "unsecuredDebtTotal": "string",
- "oldestTradeline": "string",
- "revolvingCreditUtilization": "string",
- "totalDebtHighCreditRatio": "string"
}, - "derogatorySummary": {
- "chargeOffsCount": "string",
- "collectionsCount": "string",
- "bankruptciesCount": "string",
- "publicRecordsCount": "string",
- "get_30DayLates": "string",
- "get_60DayLates": "string",
- "get_90DayLates": "string",
- "inquiriesCount": "string",
- "mostRecentLateDate": "string",
- "disputesCount": "string",
- "otherCount": "string"
}
}
}
}
This endpoint orders a PDF credit report based on the config value and RequestID value provided in the URL.
TransUnion basic credit report PDF response.
TransUnion's TruValidate Identity Verification is a compliance and fraud detection solution that assess the risk associated with end user personal information. It checks input consumer data against multiple databases, analyzes the results, and alerts the subscriber to any data discrepancies as well as suspicious or known fraudulent data. This information may be provided as part of an application process and identity verification confirms the integrity and validity of that information. TruValidate provides support for a variety of services. These services include:
Successful Identity Response
Example Request
{- "firstName": "Alexia",
- "lastName": "portege",
- "street1": "333 DOGWOOD",
- "city": "Rincon",
- "state": "GA",
- "zip": "31326",
- "ssn": "666224616"
}
{- "fileNumber": "string",
- "consumerID": "string",
- "fileSummary": {
- "fileHitIndicator": "REGULAR_HIT",
- "ssnMatchIndicator": "NO_HIT",
- "fileMatchIndicator": "BEST_MATCH",
- "consumerStatementIndicator": true,
- "market": "string",
- "submarket": "string",
- "creditDataStatus": {
- "suppressed": true,
- "doNotPromote": {
- "indicator": true,
- "dateOfExpiration": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "freeze": {
- "indicator": true,
- "distinction": "FROZEN",
- "type": "EXEMPT"
}, - "minor": true,
- "disputed": true
}, - "inFileSinceDate": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "indicative": {
- "names": [
- {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
], - "addresses": [
- {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}
], - "socialSecurities": [
- {
- "number": "string",
- "decease": {
- "alertMessageCode": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "lastResidency": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "locationOfPayments": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "dateOfBirth": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateOfDeath": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "deceasedFileSearched": true,
- "source": "INPUT"
}, - "identificationIssuance": {
- "type": "SSN",
- "alertMessageCode": "string",
- "status": "CLEAR",
- "yearsCovered": "string",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "yearRange": {
- "startYear": "string",
- "endYear": "string"
}, - "state": "string",
- "ageObtained": {
- "rangeStart": "string",
- "rangeEnd": "string"
}, - "source": "INPUT"
}, - "source": "INPUT",
- "masked": true
}
], - "dateOfBirths": [
- {
- "value": "2019-08-24T14:15:22Z",
- "estimatedCentury": true,
- "estimatedYear": true,
- "estimatedMonth": true,
- "estimatedDay": true,
- "source": "INPUT"
}
], - "ages": [
- {
- "value": "string",
- "source": "INPUT"
}
], - "driversLicense": {
- "number": "string",
- "issuanceState": "string",
- "expirationDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "issuanceDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "source": "INPUT"
}, - "stateID": {
- "number": "string",
- "issuanceState": "string",
- "expirationDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "issuanceDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "source": "INPUT"
}, - "phones": [
- {
- "number": {
- "qualifier": "PERSONAL",
- "listed": "LISTED",
- "dialable": "NON_DIALABLE",
- "type": "STANDARD",
- "unparsed": "string",
- "areaCode": "string",
- "exchange": "string",
- "suffix": "string",
- "extension": "string",
- "custom": {
- "status": "ACTIVE_DA_LANDLINE"
}
}, - "address": {
- "unparsed": "string",
- "city": "string",
- "state": "string",
- "zipCode": "string",
- "zipExtension": "string",
- "country": "US",
- "county": {
- "name": "string",
- "code": "string",
- "population": "IN_LARGEST_MSA"
}
}, - "dateLastReported": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "datePublished": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateOfLastAccountActivity": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateDisconnected": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "restriction": "DISCONNECT",
- "source": "INPUT"
}
], - "employments": [
- {
- "occupation": "string",
- "employer": "string",
- "dateLastReported": "string",
- "dateFirstReported": "string"
}
], - "creditCards": [
- {
- "accountNumber": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "expirationDate": {
- "year": 0,
- "month": 0,
- "day": 0
}
}
], - "dateDeceased": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "genders": [
- {
- "value": "MALE",
- "source": "INPUT"
}
], - "vehicles": [
- {
- "vin": "string",
- "year": "string",
- "make": "string",
- "makeDescription": "string",
- "model": "string",
- "modelDescription": "string",
- "bodyType": "string",
- "bodyTypeDescription": "string",
- "doorCount": "string",
- "vehicleTypeDescription": "string",
- "registeredState": "string",
- "plateType": "string",
- "plateNumber": "string",
- "expirationDate": "string",
- "brandedTitle": true,
- "brandedInformations": [
- {
- "brandedDate": "string",
- "brandedState": "string",
- "brandedDescription": "ASSEMBLED"
}
], - "salvageTitle": true,
- "leaseIndicator": true,
- "businessUse": "string",
- "lienHolder": {
- "businessName": "string",
- "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}
}, - "collisionDeductible": "string",
- "comprehensiveDeductible": "string",
- "towingLimitAmount": "string",
- "dailyRentalReimbursementLimitAmount": "string",
- "totalRentalRemibursementLimitAmount": "string",
- "antiTheftDeviceCode": "string",
- "odometerMillage": 0,
- "odometerReadingDate": "2019-08-24T14:15:22Z",
- "transactionDate": "2019-08-24T14:15:22Z",
- "names": [
- {
- "unparsed": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "prefix": "string",
- "generationalSuffix": "string",
- "salutationalSuffix": "string",
- "maternal": "string",
- "order": "string",
- "qualifier": "VEHICLE_OWNER"
}
], - "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "purchaseStatus": "string",
- "vehicleID": "string",
- "source": "INPUT"
}
], - "consumerAttributes": {
- "emails": [
- {
- "value": "string",
- "source": "INPUT"
}
], - "ipAddresses": [
- {
- "value": "string",
- "source": "INPUT"
}
]
}, - "modelCharacteristics": {
- "characteristics": [
- {
- "algorithmID": "string",
- "id": "string",
- "value": "string"
}
]
}
}, - "originalInputs": [
- {
- "returnEdits": true,
- "editCode": "string",
- "editedElement": "OWNING_BUREAU_RETURN_DATA",
- "text": "string"
}
], - "consumerFileData": {
- "statements": [
- {
- "type": "CONSUMER_BILL_OF_RIGHTS",
- "text": "string",
- "identifier": "string"
}
], - "consumerStatements": [
- {
- "uniqueId": "string",
- "timestamp": {
- "year": 0,
- "month": 0,
- "day": 0,
- "hour24": 0,
- "minute": 0,
- "second": 0
}, - "statementId": 0,
- "statementType": "string",
- "dataGroup": "string",
- "content": "string"
}
], - "owningBureau": {
- "market": "string",
- "submarket": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "phone": {
- "number": {
- "qualifier": "PERSONAL",
- "listed": "LISTED",
- "dialable": "NON_DIALABLE",
- "type": "STANDARD",
- "unparsed": "string",
- "areaCode": "string",
- "exchange": "string",
- "suffix": "string",
- "extension": "string",
- "custom": {
- "status": "ACTIVE_DA_LANDLINE"
}
}, - "address": {
- "unparsed": "string",
- "city": "string",
- "state": "string",
- "zipCode": "string",
- "zipExtension": "string",
- "country": "US",
- "county": {
- "name": "string",
- "code": "string",
- "population": "IN_LARGEST_MSA"
}
}, - "dateLastReported": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "datePublished": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateOfLastAccountActivity": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateDisconnected": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "restriction": "DISCONNECT",
- "source": "INPUT"
}, - "adverseActionURL": "string",
- "returnData": "YES"
}
}, - "custom": {
- "contactServices": {
- "qualifier": "RESIDENTIAL",
- "verification": {
- "address": "FULL_ADDRESS",
- "firstName": true,
- "lastName": true,
- "phone": true,
- "ssn": "NOT_FOUND",
- "tooManyResults": true,
- "linkingMatch": true
}, - "listingDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "contactScores": [
- {
- "algorithmID": "string",
- "scoreModel": {
- "characteristicOverride": "string",
- "score": {
- "score": "string",
- "reason1": "string",
- "reason2": "string",
- "reason3": "string",
- "reason4": "string",
- "rejectMessageCode": "string",
- "riskBasedPricingPercentage": "string",
- "lowRangeOfScore": "string",
- "highRangeOfScore": "string",
- "scoreIndicatorCode": "string",
- "reason1Description": "string",
- "reason2Description": "string",
- "reason3Description": "string",
- "reason4Description": "string",
- "rejectCodeDescription": "string"
}, - "incomeEstimator": {
- "debtToIncomePercentage": {
- "value": null,
- "calculated": null
}, - "incomeRange": {
- "start": null,
- "end": null
}
}, - "characteristics": [
- {
- "algorithmID": null,
- "id": null,
- "value": null
}
], - "messages": [
- {
- "category": null,
- "code": null,
- "description": null
}
], - "statements": [
- {
- "type": null,
- "text": null,
- "identifier": null
}
], - "consumerStatements": [
- {
- "uniqueId": null,
- "timestamp": null,
- "statementId": null,
- "statementType": null,
- "dataGroup": null,
- "content": null
}
], - "complianceConditions": [
- {
- "type": null,
- "sourceName": null,
- "accountNumber": null,
- "docketNumber": null,
- "remarks": [ ],
- "publicRecordType": null
}
], - "errorCode": "string",
- "idMismatchAlerts": [
- {
- "type": null,
- "condition": null,
- "inquiriesInLast60Count": null,
- "addressStatus": null
}
], - "searchStatus": "CLEAR",
- "l2CCancel": true
}
}
]
}, - "accountReportingReview": {
- "trades": [
- {
- "subscriber": {
- "industryCode": "string",
- "memberCode": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
}, - "portfolioType": "INSTALLMENT",
- "accountNumber": "string",
- "dateOpened": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateEffective": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateClosed": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "closedIndicator": "NORMAL",
- "datePaidOut": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "currentBalance": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "accountRating": "string",
- "remarks": [
- {
- "code": "string",
- "type": "AFFILIATE"
}
], - "terms": {
- "term": [
- {
- "person": null,
- "property": null,
- "participant": null,
- "loanTerms": null,
- "loanToValue": null,
- "transactionDetail": null,
- "loanDetail": null,
- "refinance": null,
- "housingExpense": null,
- "closing": null
}
]
}, - "account": {
- "type": "string",
- "amount": "string"
}, - "pastDue": "string",
- "paymentHistory": {
- "maxDelinquencies": [
- {
- "earliest": null,
- "amount": null,
- "date": null,
- "accountRating": null
}
], - "paymentPattern": {
- "startDate": {
- "year": null,
- "month": null,
- "day": null
}, - "text": "string"
}, - "historicalCounters": {
- "monthsReviewedCount": "string",
- "late30DaysTotal": "string",
- "late60DaysTotal": "string",
- "late90DaysTotal": "string",
- "calculated": true
}, - "dateFirstDelinquent": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "mostRecentPayment": {
- "amount": "string",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "additionalTradeAccount": {
- "payment": {
- "specializedType": "BALLOON",
- "dueAmount": "string",
- "dateDue": {
- "year": null,
- "month": null,
- "day": null
}
}, - "portfolio": {
- "saleIndicator": "PURCHASED_FROM",
- "name": {
- "full": null,
- "first": null,
- "middle": null,
- "last": null,
- "suffix": null,
- "prefix": null
}
}, - "original": {
- "creditGrantor": {
- "full": null,
- "first": null,
- "middle": null,
- "last": null,
- "suffix": null,
- "prefix": null
}, - "chargeOff": "string"
}
}, - "accountHistories": [
- {
- "monthEffective": "2019-08-24T14:15:22Z",
- "historyAvailable": "AVAILABLE",
- "currentBalance": "string",
- "highCredit": "string",
- "creditLimit": "string",
- "scheduledMonthlyPayment": "string",
- "pastDue": "string",
- "remarks": [
- null
], - "actualPayment": "string"
}
], - "updateMethod": "AUTOMATED",
- "miscellaneous": "string",
- "numberOfPastDuePayments": "string",
- "suppressionIndicatorFlag": "string",
- "reportedDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "suppressedDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "ecoadesignator": "UNDESIGNATED"
}
], - "collections": [
- {
- "subscriber": {
- "industryCode": "string",
- "memberCode": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}
}, - "portfolioType": "INSTALLMENT",
- "accountNumber": "string",
- "account": {
- "type": "string",
- "amount": "string"
}, - "dateOpened": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateEffective": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "dateClosed": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "closedIndicator": "NORMAL",
- "datePaidOut": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "currentBalance": "string",
- "original": {
- "creditGrantor": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "creditorClassification": "RETAIL",
- "balance": "string"
}, - "pastDue": "string",
- "accountRating": "string",
- "dateFirstDelinquent": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "mostRecentPayment": {
- "amount": "string",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "remarks": [
- {
- "code": "string",
- "type": "AFFILIATE"
}
], - "updateMethod": "AUTOMATED",
- "suppressionIndicatorFlag": "string",
- "reportedDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "suppressedDate": {
- "year": 0,
- "month": 0,
- "day": 0
}, - "ecoadesignator": "UNDESIGNATED"
}
]
}, - "collectionCredit": {
- "deceased": true,
- "lastActivity": {
- "type": "PUBLIC_RECORD",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "totalTradeCount": "string",
- "totalInquiryCount": "string",
- "accounts": [
- {
- "portfolioType": "INSTALLMENT",
- "subscriber": {
- "contactMethod": "PHONE",
- "industryCode": "string",
- "memberCode": "string",
- "inquirySubscriberPrefixCode": "string",
- "password": "string",
- "name": {
- "full": "string",
- "first": "string",
- "middle": "string",
- "last": "string",
- "suffix": "string",
- "prefix": "string"
}, - "address": {
- "streetNumber": "string",
- "streetPreDirection": "string",
- "streetName": "string",
- "streetSuffix": "string",
- "streetPostDirection": "string",
- "unitDesignation": "string",
- "unitNumber": "string",
- "streetAddress1": "string",
- "streetAddress2": "string",
- "city": "string",
- "state": "string",
- "zip5": "string",
- "zip4": "string",
- "county": "string",
- "postalCode": "string",
- "stateCityZip": "string",
- "latitude": "string",
- "longitude": "string"
}, - "phone": {
- "number": {
- "qualifier": null,
- "listed": null,
- "dialable": null,
- "type": null,
- "unparsed": null,
- "areaCode": null,
- "exchange": null,
- "suffix": null,
- "extension": null,
- "custom": null
}, - "address": {
- "unparsed": null,
- "city": null,
- "state": null,
- "zipCode": null,
- "zipExtension": null,
- "country": null,
- "county": null
}, - "dateLastReported": {
- "year": null,
- "month": null,
- "day": null
}, - "datePublished": {
- "year": null,
- "month": null,
- "day": null
}, - "dateOfLastAccountActivity": {
- "year": null,
- "month": null,
- "day": null
}, - "dateDisconnected": {
- "year": null,
- "month": null,
- "day": null
}, - "restriction": "DISCONNECT",
- "source": "INPUT"
}
}, - "accountnumber": "string",
- "lastActivity": {
- "type": "PUBLIC_RECORD",
- "date": {
- "year": 0,
- "month": 0,
- "day": 0
}
}, - "accountStatus": "COLLECTION",
- "availableCredit": "string",
- "debtCounselingIndicator": "CREDIT",
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}, - "distance": {
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}, - "verificationAnalysises": [
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], - "complianceConditions": [
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}, - "idmanagerVerAnalysisV2": {
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]
}, - "region": {
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}, - "distance": {
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}, - "verificationAnalysises": [
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], - "matchDataSummary": {
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], - "phones": [
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]
}
}
}, - "addOnProducts": [
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}